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	<title>
	Comments on: Banks	</title>
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	<link>https://www.roibal.us/banks/</link>
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	<lastBuildDate>Sat, 29 Oct 2011 13:39:34 +0000</lastBuildDate>
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		<title>
		By: Larry		</title>
		<link>https://www.roibal.us/banks/#comment-1878</link>

		<dc:creator><![CDATA[Larry]]></dc:creator>
		<pubDate>Sat, 29 Oct 2011 13:39:34 +0000</pubDate>
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					<description><![CDATA[Banks used to have a simple, conservative formula. Pay depositors x, make prudent loans, charge debtors y and pocket the difference. Over the last decade they through prudence out the window, now they are reluctant to lend and the only way left to profit is by charging fees. The banking business model is badly broken.]]></description>
			<content:encoded><![CDATA[<p>Banks used to have a simple, conservative formula. Pay depositors x, make prudent loans, charge debtors y and pocket the difference. Over the last decade they through prudence out the window, now they are reluctant to lend and the only way left to profit is by charging fees. The banking business model is badly broken.</p>
]]></content:encoded>
		
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		<item>
		<title>
		By: JASG		</title>
		<link>https://www.roibal.us/banks/#comment-1877</link>

		<dc:creator><![CDATA[JASG]]></dc:creator>
		<pubDate>Sat, 29 Oct 2011 09:57:28 +0000</pubDate>
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					<description><![CDATA[What? 
Why they don&#039;t lend it?]]></description>
			<content:encoded><![CDATA[<p>What?<br />
Why they don&#8217;t lend it?</p>
]]></content:encoded>
		
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		<item>
		<title>
		By: VEe!		</title>
		<link>https://www.roibal.us/banks/#comment-1876</link>

		<dc:creator><![CDATA[VEe!]]></dc:creator>
		<pubDate>Tue, 25 Oct 2011 13:29:41 +0000</pubDate>
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					<description><![CDATA[Sounds like banks are continuously trying to find creative ways to turn a profit from deposits, investments and loans. 

Interesting read.]]></description>
			<content:encoded><![CDATA[<p>Sounds like banks are continuously trying to find creative ways to turn a profit from deposits, investments and loans. </p>
<p>Interesting read.</p>
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